First-time buyers
Your first home. With a clearer plan.
You do not need to know everything before you start. Understand the budget, the process and the questions worth asking.
You can ask the basic questions.
What is a subject? When is the deposit due? What should I read in strata documents? Those questions belong in the conversation. You should understand a decision before you make it.
01
Confirm your financing
Ask a mortgage professional about qualification, payment comfort and the funds required at different stages.
02
Build a complete cost list
Include professional fees, applicable taxes, adjustments, insurance, moving and a maintenance reserve.
03
Understand due diligence
Review inspection, financing and document requirements for the specific property and proposed contract.
04
Make the next step manageable
Start with a conversation and a shortlist. You do not need to be ready to write an offer to ask for guidance.